Market Watch : MUTUAL FUND PERFORMANCE, BY CATEGORY

Average total returns (price change plus dividends) for periods ended Dec. 31, 1990.

4th Qtr. Year Five Years Health/Biotechnology stocks +17.1% +19.4% +133.1% World Income +4.0 +14.3 +114.2 Fixed Income +3.2 +4.3 +40.1 Mixed Income +5.6 +0.7 +50.1 Balanced (stock and bond) +6.6 -0.2 +57.4 Flexible Portfolio +5.7 -0.9 +52.2 Utility stocks +8.5 -1.5 +67.5 Science & Technology stocks +13.6 -3.1 +49.4 Option Income +7.2 -3.2 +45.5 Global Flexible-Portfolios +3.0 -3.7 +58.6 European Region stocks +3.6 -4.4 +100.4 Growth & Income stocks +7.2 -4.5 +62.7 Growth stocks +7.8 -5.5 +56.4 Equity Income stocks +6.2 -6.3 +50.5 Convertible Securities +2.6 -7.6 +32.7 Natural Resources stocks -6.1 -7.9 +65.1 Capital Appreciation stocks +6.5 -8.0 +50.4 Income +1.0 -8.1 +39.9 Environmental stocks +6.8 -9.3 +29.5 Small Company Growth stocks +9.2 -9.9 +34.4 Global (foreign and U.S. stocks) +4.8 -10.5 +72.7 Specialty/Miscellaneous +6.2 -11.2 +52.1 International (foreign stocks only) +4.6 -12.0 +98.0 Financial Services stocks +12.3 -14.9 +23.3 Real Estate stocks +3.6 -16.9 N/A Pacific Region stocks +5.3 -18.9 +164.5 Gold-Oriented stocks -10.3 -22.1 +47.5 S&P; 500 (benchmark market index) +9.0 -3.1 +85.7 General Stock Fund Average +7.4 -6.3 +54.5

N/A: not available (funds too new). Source: Lipper Analytical Services