Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.21%/1.86 pt. 5.19%/1.83 pt. 5.86%/1.92 pt. 30-year ARM 2.59%/1.31 pt. 2.57%/1.31 pt. 2.63%/1.09 pt. start rate 15-year fixed 4.46%/1.82 pt. 4.47%/1.71 pt. 5.19%/1.78 pt. Rates for loans over $333,700 30-year fixed 5.40%/1.63 pt. 5.43%/1.60 pt. 6.25%/1.56 pt. 30-year ARM 2.71%/1.19 pt. 2.70%/1.19 pt. 2.85%/0.89 pt. start rate 15-year fixed 4.82%/1.54 pt. 4.85%/1.42 pt. 5.58%/1.67 pt. FHA or VA 5.97%/0.72 pt. 5.97%/0.92 pt. 6.28%/1.18 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.99%/0.00 pt. 6-month LIBOR 1.190% 1.170% 1.200% 1-year 1.230% 1.220% 1.330% Treasury bill 6-month 1.020% 1.020% 1.050% Treasury bill 6-month CD 1.100% 1.100% 1.160% Prime rate 4.000% 4.000% 4.000% 11th District Jan. ’04 Dec. ’03 July ’03 cost-of-funds 1.811% 1.902% 2.018%

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