Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of March 14, 2007

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 5.82%/1.24 pt 5.81%/1.32 pt 6.08%/1.51 pt 30-year ARM start rate 3.51%/0.84 pt 3.51%/0.84 pt 3.07%/0.63 pt 15-year fixed 5.53%/1.32 pt 5.50%/1.42 pt 5.79%/1.40 pt Rates for loans of $417,000 and above 30-year fixed 6.14%/1.32 pt 6.07%/1.49 pt 6.38%/1.42 pt 30-year ARM start rate 3.54%/1.08 pt 3.54%/1.08 pt 3.20%/1.09 pt 15-year fixed 5.93%/1.31 pt 5.88%/1.42 pt 6.10%/1.28 pt FHA or VA mortgage Average / points 6.54%/1.79 pt 6.54%/1.79 pt 6.61%/1.45 pt CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-month LIBOR 5.300% 5.370% 5.450% 1-year Treasury bill 4.920% 4.960% 5.020% 6-month Treasury bill 5.100% 5.120% 5.120% 6-month CD 5.270% 5.300% 5.380% Prime rate 8.250% 8.250% 8.250% 11th District cost-of-funds Jan. ’07 Dec. ’06 July ’06 4.392% 4.396% 4.177%

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