Benchmarks: How the twentysomethings live

Here are key attributes of American households headed by people ages 20 to 29, based on a survey of 158,000 households, including 19,000 in the 20-to-29 age range.

One-person household: 21.6%

Median income: $37,500

Income of $100,000 or more: 5.4%

Children under age 6 in the home: 32.4%

College graduate head of household: 43.2%

Unemployed head of household: 4.8%

Less than three years at current residence: 70.5%

More than 10 years at current residence: 3.6%

Own home: 33.7%

$25,000 or more in savings: 11.9%

Median net worth: $1,025

Have an IRA: 15.4%

Have a 401(k): 39.1%

Own stock (not counting mutual funds): 12.3%

Have student loan: 19.7%

Use brokerage service: 6.3%

Average amount in bank accounts: $15,724

Average total debt (including mortgages): $62,786

Average nonmortgage debt: $22,836

Of households with credit cards, those with more than a $10,000 balance: 13%

Of household with credit cards, those with no outstanding balance: 15.5%

Source: Claritas Inc., 2006 data