Average mortgage rates and indexes

*--* Weekly survey of 60 Southland lenders as of Oct. 24, 2007 Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 5.99%/1.45 pt 6.08%/1.52 pt 5.88%/1.34 pt 30-year ARM 4.10%/0.95 pt 4.15%/1.02 pt 3.51%/0.86 pt start rate 15-year fixed 5.64%/1.42 pt 5.76%/1.47 pt 5.56%/1.44 pt Rates for loans of $417,001 and above 30-year fixed 6.58%/1.33 pt 6.85%/1.22 pt 6.22%/1.40 pt 30-year ARM 4.42%/1.06 pt 4.40%/1.10 pt 3.54%/1.08 pt start rate 15-year fixed 6.28%/1.22 pt 6.67%/1.19 pt 5.94%/1.38 pt FHA or VA 6.67%/2.22 pt 6.67%/2.22 pt 6.66%/1.88 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.130% 5.210% 5.370% 1-year 4.140% 4.240% 4.930% Treasury bill 6-month 4.210% 4.280% 5.060% Treasury bill 6-month CD 5.040% 5.190% 5.310% Prime rate 7.750% 7.750% 8.250% 11th District Aug. ’07 July ’07 Feb. ’07 cost-of-funds 4.359% 4.277% 4.376% Compiled by National Financial News Services *--*