Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Sept. 26, 2007

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 6.06%/1.62 pt 6.02%/1.50 pt 5.80%/1.40 pt 30-year ARM 4.20%/0.99 pt 4.28%/0.93 pt 3.51%/0.84 pt start rate 15-year fixed 5.71%/1.56 pt 5.67%/1.47 pt 5.49%/1.45 pt Rates for loans of $417,001 and above 30-year fixed 7.11%/1.39 pt 7.17%/1.27 pt 6.13%/1.43 pt 30-year ARM 4.37%/1.10 pt 4.42%/1.10 pt 3.54%/1.08 pt start rate 15-year fixed 6.78%/1.29 pt 6.92%/1.19 pt 5.83%/1.51 pt FHA or VA 6.67%/1.93 pt 6.67%/1.93 pt 6.54%/1.79 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.420% 5.490% 5.340% 1-year 4.110% 4.150% 4.930% Treasury bill 6-month 4.150% 4.230% 5.100% Treasury bill 6-month CD 5.210% 5.490% 5.290% Prime rate 7.750% 7.750% 8.250% 11th District July ’07 June ’07 Jan. ’07 cost-of-funds 4.277% 4.283% 4.392% *--*