Best Premium and Luxury Credit Cards of July 2024

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• $200 Hotel Credit: Receive up to $200 back in statement credits each year for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when paying with your Platinum Card®. The Hotel Collection requires a two-night minimum stay.
• $240 Digital Entertainment Credit: Receive up to $20 back in statement credits every month when you make eligible purchases with your Platinum Card®. This offer applies to Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• Escape the hectic nature of the airport with the American Express Global Lounge Collection®. With complimentary access to over 1,400 airport lounges across 140 countries, you can enjoy more airport lounge options than any other credit card issuer. As of 03/2023.
• $155 Walmart+ Credit: Maximize savings on eligible delivery fees, shipping, and more with a Walmart+ membership. Pay for a monthly Walmart+ membership using your Platinum Card® and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one eligible airline and then get up to $200 in statement credits per calendar year when you are charged incidental fees by the airline to your Platinum Card®.
• $200 Uber Cash: Receive Uber VIP status and get up to $200 annually ($15 per month, plus a $20 bonus in December) in Uber Cash on Rides or Eats orders in the U.S. Uber Cash and VIP status are only available to Basic Card Members. To receive this benefit you must have downloaded the latest version of the Uber App and your eligible Card must be a method of payment on your Uber account. This benefit may only be used in the United States. Terms apply.
• $189 CLEAR® Plus Credit: Get to your gate faster at over 50 airports nationwide with CLEAR® Plus and receive up to $189 back per calendar year on your Membership when you use your card. Subject to auto-renewal. CLEARLanes are available at over 100 airports, stadiums, and entertainment venues.
• Enjoy either a $100 statement credit for a Global Entry application fee every 4 years or a statement credit of up to $85 every 4.5 years for a TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also get access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Use your Platinum Card® to receive up to $100 in statement credits for purchases in Saks Fifth Avenue stores or at saks.com annually (Up to $50 in statement credits semi-annually). Enrollment is required.
• Add your Platinum Card® to your Resy profile and enjoy access to exclusive reservations and unique dining experiences with Global Dining Access by Resy
• Terms Apply.

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• Enjoy complimentary access to the Delta Sky Club®. Starting 2/1/25, Reserve Card Members will receive 15 annual visits; to unlock unlimited visits each year starting 2/1/25, total eligible purchases on the Card must reach $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Enjoy complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner when you purchase a Delta flight with your Delta SkyMiles® Reserve Card.
• Your traveling companions can benefit from four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
• Enhance your Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for every $10 spent on purchases with your Delta SkyMiles® Reserve American Express Card.
• You can receive a Companion Certificate for First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewing your Card. The Companion Ticket requires payment of government-imposed taxes and fees, up to $80 for roundtrip domestic flights and up to $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Earn up to $20 per month in statement credits on eligible Resy purchases with U.S. Resy restaurants using your enrolled Card, up to a total of $240 per year with the Resy Credit.
• Receive up to $10 back each month when you use your enrolled Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers.
• Save 15% on Award Travel bookings for Delta flights. This discount does not apply to partner-operated flights or to taxes and fees.
• If you’re not a Medallion Member, you will be added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members when you have an eligible ticket.
• Benefit from Zone 5 Priority Boarding on Delta flights, allowing you to board early, stow your carry-on bag, and settle in sooner.
• Pay no foreign transaction fees when traveling overseas.
• Terms and limitations apply.

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• $300 Brilliant Dining Credit: Enjoy up to $300 (up to $25 a month) in statement credits each calendar year for eligible purchases made at restaurants across the world on the Marriott Bonvoy Brilliant® American Express® Card.
• Enjoy room upgrades, such as enhanced views or suites, with Marriott Bonvoy Platinum Elite status when available at selected properties and booked with a Qualifying Rate.
• Free Night Award: Get 1 Free Night Award each year after your Card renewal month. This award can be redeemed for one night (redemption level at or under 85,000 Marriott Bonvoy points) at participating hotels in the Marriott Bonvoy® program. Certain hotels have resort fees.
• You’ll be eligible to select a Brilliant Earned Choice Award benefit each calendar year after spending $60,000 on eligible purchases using your Marriott Bonvoy Brilliant® American Express® Card. Only one Earned Choice Award can be earned per calendar year.
• $100 Marriott Bonvoy Property Credit: Get up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when using your card to book direct using a special rate for a two-night minimum stay.
• Fee Credit for Global Entry or TSA PreCheck®: Enjoy either a $100 statement credit for a Global Entry application fee every 4 years or a statement credit of up to $85 every 4.5 years for a TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Marriott Bonvoy Brilliant® American Express® Card. Card Members approved for Global Entry will also get access to TSA PreCheck at no additional cost.
• You can get 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status each calendar year with your Marriott Bonvoy Brilliant® American Express® Card. Certain limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to American Express cards. Terms apply.
• Enroll in Priority Pass™ Select, which provides unlimited airport lounge visits to more than 1,200 lounges in over 130 countries, no matter the carrier or class you are flying. This means you can relax before or between flights. You can also enjoy snacks, drinks, and internet access in a peaceful, comfortable location.
• No Foreign Transaction Fees.
• Cell Phone Protection
• Terms Apply.

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• Access over $1,000 in statement credits on select purchases in your first year with the Business Platinum Card®, including credits for tech, recruiting, and wireless. Enrollment required.
• $200 Airline Fee Credit: Choose a qualifying airline and receive up to $200 in statement credits per calendar year for incidental fees charged by the airline to your Card.
• $189 CLEAR® Plus Credit: Use your Business Platinum Card® to get up to $189 in statement credits annually for your CLEAR® Plus Membership (subject to auto-renewal).
• The American Express Global Lounge Collection® offers complimentary access to over 1,400 airport lounges in 140+ countries, providing more airport lounge options than any other credit card issuer as of 03/2023.
• Terms Apply.

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• Up to $120 Uber Cash on Gold: Add your Gold Card as a payment method on your Uber account and automatically receive $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. (Up to $120 annually.) To receive this benefit you must have downloaded the latest version of the Uber App and your eligible American Express Gold Card must be a method of payment on your Uber account. This benefit may only be used in the United States.
• Up to $120 Dining Credit: Enjoy up to $10 in monthly statement credits when you use your American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Enrollment required.
• $100 experience credit: Receive a $100 experience credit when you book The Hotel Collection through American Express Travel. Experience credit amounts vary by property, and are given only with a minimum two-night stay.
• Customize your card to fit your style: Gold or Rose Gold.
• No Foreign Transaction Fees.
• Terms Apply.