- Unfortunately, AARP doesn’t offer travel insurance plans or offer discounts on comprehensive travel insurance for AARP members.
- AARP members can save up to 20% on Medjet Assist memberships which can assist you with medical evacuations if you need to be rescued while traveling. However, Medjet is not a full-fledged travel insurance company and doesn’t pay for medical bills or offer trip cancellation coverage, etc.
- Despite not offering travel insurance directly, AARP has substantial discounts and promotions for travel booking services like hotels, cruises, rental cars, flights, and vacation packages which may offer some travel coverage options at the time of booking.
- For comprehensive travel coverage, AARP members aged 50 and over should consider opting for affordable third-party travel insurance, such as the plans we list below.
- Online price comparison tools can help you find the best deal on travel insurance by allowing you to get price quotes from multiple insurance companies at once.
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AARP Travel Insurance? - Plans & Discounts for Seniors
LA Times Compare Team
+ 1 other
Reviewed By
Blake Esken - Los Angeles Times
Advertiser Disclosure
Does AARP offer travel insurance?
Unfortunately, AARP doesn’t offer travel insurance policies for senior citizens or AARP members. AARP mainly only offers travel tips, recommendations, and helpful info for planning a trip tailored to senior travelers. That said, people old enough to qualify for AARP can often find affordable travel insurance via online travel insurance comparison tools.
The closest thing that AARP offers to travel insurance is a discount on Medjet Assist memberships. However, Medjet Assist is not the same as travel insurance. Medjet can only help you with emergency medical evacuations if you need to be rescued and transferred to a suitable medical facility for treatment while traveling.
AARP Medjet Assist Discount
The only type of travel coverage AARP offers is a discount on Medjet Assist which is a transport and evacuation service. AARP members can get up to 20% off on Medjet Assist memberships.
| Medjet Membership Level | Cost without AARP Discount | Cost with AARP Discount |
|---|---|---|
| Short-term | $99 | $85 ($14 savings) |
| Annual | $315 | $275 ($40 savings) |
| Family Memberships | $425 | $425 ($375 savings) |
Despite the considerable savings offered on Medjet Assist’s plan, Medjet is not an ideal substitute for travel insurance as it does not pay for medical bills or reimburse you for lost trip expenses the same way comprehensive travel insurance plans can.
Medjet Assist is primarily a transport service, and therefore, only focuses on emergency rescues and medical escorts to a suitable medical facility in the US. While this may be a helpful backup for some travelers, most comprehensive travel insurance plans offer the same coverage with more benefits and therefore may be a better option. In fact, comprehensive travel insurance can often come out cheaper than Medjet plans. Therefore, you may want to shop around before jumping on this offer.
Read our full review of Medjet Assist for more information
Does AARP offer discounts on travel insurance for seniors?
AARP does not offer discounts on travel insurance. Instead, AARP recommends that seniors shop around and buy travel insurance through third-party travel insurance providers.
Consider providers with strong coverage for older travelers, such as the ones mentioned in the table below.
That said, seniors can also find affordable travel coverage through travel insurance comparison websites like Squaremouth.com.
Best travel insurance for older travelers
Here are some of the best travel insurance providers that offer solid travel coverage for older travelers and AARP members. You can also read our entire article covering the best travel insurance for seniors in 2024.
Plan Name
Plan Highlights
Medical / Medevac Limits
Trip Cancellation / Interruption Limits
Our Best-selling Plan for Seniors
$500,000 / $1,000,000
100% trip cost / 150% trip cost
Solid Mid-level Plan for Healthy Seniors
$25,000 / $250,000
100% trip cost / 100% trip cost
Strong Coverage & Easy to Use
$100,000 / $500,000
100% trip cost / 150% trip cost
AARP travel insurance cost example
To qualify for AARP membership you must be 50 or older and, therefore, be considered a senior citizen.
Age is the biggest determining factor for the cost of travel insurance plans for seniors. It’s no secret that older travelers end up paying for travel insurance due to their age and increased risk of accidents, injuries, and health complications while traveling.
To illustrate this, we broke down the average cost of travel insurance for people old enough to qualify for AARP membership*.
| Traveler Age Range | Average Cost of Travel Insurance |
|---|---|
| 50-54 | $289 |
| 55-59 | $246 |
| 60-64 | $485 |
| 65-69 | $569 |
| 70-74 | $741 |
| 75-79 | $615 |
| 80-84 | $794 |
| 85+ | $719 |
*Based on internal sales data from 09/2023 - 09/2024
Other AARP Travel Discounts for Seniors
Apart from a partnership with Medjet Assist, AARP also offers discounts on vacation planning platforms like Expedia, rental car companies, flights, cruises, and more.
Although you can’t buy travel insurance for seniors directly through AARP, some websites like Expedia, Airlines, and hotel chains may offer one-off insurance coverage for their service – think, hotel cancellation coverage, flight cancellation coverage, etc.
Not a member? Sign up for AARP for free to gain access to travel deals.
Bottom Line
While AARP doesn’t sell travel insurance directly or offer any notable discounts on travel insurance for AARP members, their travel guides section does still recommend that senior travelers opt for travel insurance. This is especially true when taking trips abroad as US health insurance, Medicare, and Medicaid offer relatively no coverage outside of the United States.
Despite travel insurance costing more for older travelers, seniors can still get comprehensive travel coverage for affordable prices if they shop around. Using comparison services like Squaremouth allows you to see plans from multiple providers side by side and choose the best deal.
If you aren’t looking for benefits like full trip reimbursement if you need to cancel, travel delay and baggage coverage, and emergency travel medical insurance, then the AARP member discount for MedJet Assist may be worth considering. Just remember that MedJet only offers medical evacuation and transport services.
About the Author
The comparison team is a proud partner of the LA Times and is a combination of expert freelance writers, editors, and contributors specially selected for their extensive experience writing and working in the financial industry. Every article written is thoroughly researched, edited, reviewed, and then fact-checked by a member of The LA Times Business Development staff before publication to ensure you receive accurate information.
About the Reviewer
Blake Esken has over 15 years of experience in product management and has been a member of the Los Angeles Times staff for over five years.
As part of his role at the Los Angeles Times Commerce Team, Blake acts as the in-house reviewer and fact checker for LA Times Compare. He supervises all content for compliance and accuracy and puts to use skills he has honed through years of experience managing high-stakes projects for a range of industry-leading companies.
He has a strong background in data analysis, compliance, and communication, which allows him to support LA Times Compare through fact-checking in an effort to provide up-to-date and factual information across our content.
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