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Benefits of the Capital One Venture X Rewards Credit Card

  • The Capital One Venture X Rewards Credit Card is excellent for frequent travelers due to the amount of potential miles you can earn.
  • Benefits include an annual $300 travel credit, Global Entry or TSA PreCheck® fee credit and airport lounge access.
  • New cardholders can earn a welcome bonus of 75,000 miles for those who spend $4,000 or more during their first three months of account opening. This is worth $750 toward travel!

The Capital One Venture X Rewards Credit Card offers an array of enticing perks that are sure to capture your attention. Although this Capital One card is designed for those with excellent credit, it does come with a high $395 annual fee. Despite this, the card delivers substantial value when used responsibly.

Let’s delve into the Venture X card’s benefits to see if they justify the annual fee.

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Best for uncomplicated premium perks

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
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Up to 10X Reward Rate

Earn 10X miles on hotel and rental car purchases made through Capital One Travel, 5X miles on airfare purchased through the portal, and 2X miles per dollar spent on all other purchases.

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Annual Fee
$395
Welcome Offer
75,000 miles
Regular APR
19.99% to 29.99% variable
Recommended Credit
Excellent (740 - 850)
Why we like it
The Capital One Venture X Rewards Credit Card’s simple (yet generous) reward-earning structure, flexible annual $300 travel credit and airport lounge access can easily justify the $395 annual fee.
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Card Details

Pros
  • Miles can be redeemed for travel purchases, transfers to international airlines, and more
  • Can qualify for hundreds of dollars in credits each year
  • Huge welcome offer
Cons
  • $395 annual fee
  • Large spending requirement to earn the welcome bonus
  • Excellent credit required

Earning Venture X rewards

1. Welcome bonus

Venture X offers new cardholders a generous welcome bonus of 75,000 miles for those who spend $4,000 or more during their first three months. This is worth $750 toward travel!

▶︎  See our picks: Best credit card welcome offers

2. Earning rewards

You can quickly earn miles with this card, making it a good option for individuals who prioritize travel expenses.

Let’s take a look at what this rewards credit card offers:

3. Redeeming rewards

There are various ways to redeem your rewards, including but not limited to:

▶︎ Learn more: Capital One Rewards Guide

Venture X travel benefits

4. 10,000-mile anniversary bonus

On your cardmember anniversary every year, you’ll receive a bonus of 10,000 miles with this travel credit card. This is worth $100 when you book travel via Capital One. 

5. $300 in travel credits

You’ll also earn $300 in travel credits that you can utilize on any travel purchase booked with the Capital One Travel portal. Combine this with your anniversary bonus, and you’ll have $400 in free travel credits— more value than the annual fee!

6. $100 TSA PreCheck or Global Entry credit

Venture X will reimburse you up to $100 every 4 years for Global Entry or TSA PreCheck application fees. These Trusted Traveler Programs can help speed up the tedious process of going through airport security, letting you keep your toiletries and electronics in your carry on and your shoes on your feet.

▶︎  See our picks: Best cards for Global Entry and TSA PreCheck

7. Airport lounge access

Airport lounges can make layovers a far less stressful experience, allowing you to enjoy complimentary food, beverages and comfortable seating. 

Venture X gives you complimentary access to multiple lounge groups:

You can also bring up to 2 guests with you to any of these lounges for no additional cost, which is pretty cool.

▶︎  See our picks: Best credit cards for airport lounge access

8. Luxury hotel benefits

With this hotel credit card, you can earn 10X miles when booking hotels through Capital One Travel and gain access to Capital One Travel’s Premier Collection to receive top-notch hotel benefits.

These include:

9. Rental car elite status

Enroll for free in the Hertz Car Rental’s President’s Circle. You’ll be treated to benefits like an automatic free car class upgrade and the opportunity to skip the counter to head straight to your car! Plus, when you pay for your entire rental car with your Venture X card, you’ll receive up to $75,000 in primary rental insurance.

10. No foreign transaction fees

You won’t need to worry about incurring pesky charges when traveling outside of the U.S. with the Venture X because this card has no foreign transaction fees. Although a 3% fee may not seem like a lot, it can add up quickly—$3 on every $100 spent—so this perk can save you a lot of money in the long run.

▶︎  See our picks: Best no foreign transaction fee credit cards

11. Travel insurance

Travel with added peace of mind, knowing your Venture X card has your back in case something happens when you’re away from home.

Capital One Venture X cardholders can benefit from various travel protections including: 

Venture X shopping and lifestyle benefits

12. Access to Capital One Dining

Get access to award-winning restaurants, culinary experiences and exclusive reservations at the country’s top dining destinations. Additionally, receive dining tips from Chef José Andrés and enjoy once-in-a-lifetime events from partners such as the James Beard Foundation and the Michelin Guide.

▶︎  See our picks: Best credit cards for restaurants and dining

13. Access to Capital One Entertainment

Get exclusive events, tickets and perks such as VIP packages, athlete meet-and-greets, exclusive sound checks and premium seats. Whether you want to go to a concert, watch a live sporting event or eat delectable food, you can save time and money with Capital One’s simple booking process. 

Until the end of 2025, you can also earn 5X miles on Capital One Entertainment purchases.

14. PRIOR subscription

Through November 15, 2024, Venture X cardholders can receive a complimentary PRIOR subscription (a $149 value!). This subscription includes editor-curated travel guides, weekly newsletters, and priority booking on select trips.

15. The Cultivist membership

If you’re an art lover, you’ll love getting 50% off up to a two-year Cultivist membership. Once you’ve joined, you’ll gain free admission to 60 of the world’s best museums, including The National Portrait Gallery in London and The Met in New York City. 

Venture X shopping and lifestyle protections

16. Return protection

If you’ve ever wanted to return an item to the store but have been told that returns aren’t accepted, you’ll appreciate Venture X’s return protection. Initiate a return through Capital One within 90 days of purchase to receive help and get your money back (up to a maximum value of $300 per item; up to $1,000 maximum per year).

17. Extended warranty

Capital One will instantly extend the warranty on any qualified purchase via your Venture X card. As long as the item comes with an eligible warranty of no more than three years, Capital One will add another year for free. Receive up to $10,000 per claim, plus up to $50,000 annually.

18. Purchase protection

Buying something that becomes damaged or stolen within the first 90 days is always stressful. Fortunately, if you purchased an eligible item with your Venture X card, you could receive a reimbursement of up to $10,000. Please note that there is an annual reimbursement limit of $50,000.

19. Cellphone protection

To protect your investment, use your Venture X card to make your monthly cellphone payments. Capital One will reimburse you up to $800 if your cell phone is damaged or stolen.

20. Virtual card numbers via Eno

Cybertheft is a growing problem, but you won’t have to worry about it with your Capital One Venture X card. Whenever you want to make an online purchase, use Eno to create a virtual card number. That way, your credit card number is protected, meaning no one can steal it. Eno is accessible via the free Eno browser extension, using Google Pay, or accessing your virtual card through the Capital One mobile app.

Other Venture X perks

21. Add authorized users

Adding an authorized user is a good way to earn miles for their purchases. You can add them whenever you’d like as long as you trust them to use your account wisely. And if you change your mind, removing their access is easy. Authorized users through Capital One must be at least 18 years old, making this a good credit card for teens or young adults learning to manage and build their credit.

▶︎  See our picks: Best credit cards for young adults

22. Referral bonuses

Referring your family and friends to apply for a Venture X can earn you a boatload of miles. You can earn 25,000 bonus miles for each approved referral, up to 100,000 per year. 

How to maximize Venture X benefits

  1. Add an authorized user: Your miles will accrue more quickly when you receive them for your purchases as well as your authorized user’s. This is a good way to ensure you meet the welcome bonus spending requirement.
  2. Pay your monthly bills with Venture X: You can earn 2 miles for every dollar you spend, which can add up quickly on everyday expenses.
  3. Use the travel credits: The $300 annual travel credit, various partner benefits, and Global Entry or TSA PreCheck fee credit provide a ton of added value to this card and help to offset the annual fee greatly.
  4. Refer your friends to Venture X: Earn up to 100,000 miles per year by referring your qualified friends and family members to Capital One.

▶︎  Read more: Capital One Venture X review

FAQs: Venture X benefits

What are the benefits of Capital One Venture X?

Some of the key benefits of the Venture X card include a generous welcome offer, an anniversary miles bonus and an annual $300 travel credit.

What are the downsides of Venture X?

Although the Venture X offers an array of benefits, a downside is that this card is only available to those with excellent credit. Alongside this, there is a high $395 annual fee. This may not be an issue if you can make up the cost through rewards and benefits but is definitely something to take into consideration.

Is Capital One Venture X hard to get?

The Venture X is more difficult to get than some other cards as it’s only for those who have excellent credit.

Does Venture X have hotel benefits?

Yes. Venture X has hotel benefits like 10X miles on hotels booked through Capital One Travel and experience credits on eligible hotel stays.

Does Venture X give you TSA PreCheck?

Yes! By using Venture X, you can be reimbursed up to $100 every 4 years for a TSA PreCheck or Global Entry application.

About the Author

LA Times Compare Team
LA Times Compare Team

The comparison team is a proud partner of the LA Times and is a combination of expert freelance writers, editors, and contributors specially selected for their extensive experience writing and working in the financial industry. Every article written is thoroughly researched, edited, reviewed, and then fact-checked by a member of The LA Times Business Development staff before publication to ensure you receive accurate information.

* Opinions expressed here are those of the LA Times Compare Cards Team and have not been reviewed or approved by any advertiser or entities included within this content. See our editorial policy for more details.

All products or services are presented in this content without warranty. The information, including card details such as rates and fees, is accurate at the time of publish. Please visit each bank's website directly for the most current information.

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